FOR EXISTING CARDMEMBERS

Additional Cards

Additional Cards

  • More privileges with cards with different benefits.
  • Faster point redemption and wider merchant selection.
Card Upgrade

Card Upgrade

  • Live up to even better benefits by upgrading your cards.
  • Opt for different rewards, benefits or privileges that are more suited to your current needs.
Credit Line Increase

Credit Line Increase

  • Permanent increase in credit limit (PICL) for greater flexibility and financial freedom.
  • Temporary increase in credit limit (TICL) for emergencies or to settle purchases.
Balance Transfer

Balance Transfer

  • Transfer your other credit card balances to Citibank credit card up to 6.99%p.a.
  • Flexible monthly repayments with a minimum 5% monthly repayment of total outstanding balances.
Balance Transfer via Instalments

Balance Transfer via Instalments

  • Transfer your other credit card balances and repay in affordable monthly instalment.
  • Flat Interest Rate between 5.32% - 5.81% p.a. for effective interest rate of 9.9% p.a
  • Flexible tenures from 6-36 months
Citi FlexiBill

Citi FlexiBill

  • Convert your credit card outstanding balances (min. RM1,000) into affordable monthly instalments.
  • Monthly payment from as low as RM36 per month.
  • Flat Interest Rate between 9.84 - 9.99% p.a. for Effective Interest Rate (EIR) of 17.9% p.a.
Quick Cash

Quick Cash

  • Get cash bundled with instalment options.
  • Fast funds disbursed within 7 working days.
  • Flat Interest Rate between 9.84% - 10.57% p.a. for Effective Interest Rate (EIR) of 17.9% p.a.
  • Flexible tenures from 6 - 48 months.
Cash Advance

Cash Advance

  • Get instant cash conveniently any time, any day.
  • Enjoy financial flexibility and greater spending power.
Citi PayLite

Citi PayLite

  • Convert your purchases (min. RM500) into affordable monthly instalments.
  • Flat Interest Rate between 9.84% - 10.57% p.a. for Effective Interest Rate (EIR) of 17.9% p.a.
  • Flexible tenures available from 6 - 36 months.
Citi 0% Easy Pay Plan

Citi 0% Easy Pay Plan

  • Turn big purchases into affordable 6-24 months instalments with zero interest.
  • Earn rewards for 0% Easy Pay Plan monthly instalments.
  • Available at a wide range of merchant categories.
Click to Pay with Visa

Click to Pay with Visa

  • No 16-digit numbers, no forms, no fuss. Checkout is a breeze.
  • Enjoy simple and time-saving digital checkout.
  • Your information is stored under multiple layers of security, every payment is monitored in real time.
Samsung Pay

Samsung Pay

  • Earn Samsung Rewards Points and be rewarded every time you use your Citi credit card
Citi PayLite For Banking Transaction

Citi PayLite For Banking Transaction

  • Installment plan for your Citi Current/Savings account transaction.
  • Enjoy simple and hassle-free booking anytime.
  • Instant Credit upon successful enrollment.
Mastercard® Automatic Billing Updater (ABU)

Mastercard® Automatic Billing Updater (ABU)

  • Discover the convenient and worry-free experience with ABU service
  • No hassle to update the Card-on-file payment due to changes in card information.
Auto-Billing and Card-on-File Payment Services

Auto-Billing and Card-on-File Payment Services

  • Update your new card details for your auto-billing payments and hassle-free online shopping.
  • Citibank Online Convenient, secure & efficient banking at your fingertips!
  • Get more from your Citibank Card