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Interest Rates
| Base Lending Rate & Base Financing Rate: | 6.80% p.a. |
Effective Date: 08 May 2023
| Base Rate | 3.65% p.a. |
Effective Date: 08 May 2023
| Standardised Base Rate (SBR) | 3.00% p.a. |
Effective Date : 08 May 2023
Pursuant to the revised Guidelines on Reference Rate Framework issued by Bank Negara Malaysia (BNM) on 11 August 2021, please note that the current Base Rate (BR) will be replaced with a new reference rate which is Standardised Base Rate (SBR) as the main reference rate.
To view the historical trend for Standardised Base Rate (SBR), Base Rate (BR) and Base Lending Rate (BLR) / Base Financing Rate (BFR), kindly visit www.citibank.com.my/cof_opr
Note: The Standardised Base Rate (SBR) shall be set as the prevailing Overnight Policy Rate (OPR), which is determined by the Monetary Policy Committee of Bank Negara Malaysia (BNM).
Time Deposit Interest Rates
Time Deposit
| Tenure (Months) | Interest Rates (% p.a.) |
|---|---|
| 1 | 2.40% p.a. |
| 2 | 2.45% p.a. |
| 3 | 2.50% p.a. |
| 4 to 6 | 2.60% p.a. |
| 7 to 12 | 2.70% p.a. |
| 15 to 18 | 2.80% p.a. |
| 24 & 36 | 2.90% p.a. |
| 48 | 3.00% p.a. |
| 60 | 3.10% p.a. |
Effective Date: 08 May 2023
Foreign Currency Call Account Interest Rates
| Currency | Interest Rate (% p.a.) |
|---|---|
| Australian Dollar Currency Call Account Effective Date : 1 October 2020 |
0.00 |
Savings and Checking Interest Rates
Basic Savings Account
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Up to 50,000 | 0.25 |
| Up to 200,000 | 0.35 |
| Up to 1 million | 0.75 |
| Above 1 million | 1.00 |
Effective Date: 13 May 2009
Savings Account (formerly known as Hi - Save Savings Account)
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Up to 50,000 | 0.10 |
| Up to 200,000 | 0.25 |
| Up to 500,000 | 0.75 |
| Up to 1 million | 1.00 |
| Above 1 million | 1.30 |
Effective Date: 13 May 2009
Savings Account
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Up to 50,000 | 0.25 |
| Up to 200,000 | 0.35 |
| Up to 1 million | 0.75 |
| Above 1 million | 1.00 |
Effective Date: 13 May 2009
AcceleRate Savings Account
| Interest Rate Type | Interest Rate (% p.a.) |
|---|---|
| Base Interest on your Average Balance | 0.50 |
| Bonus Interest on your Incremental Balance versus previous month’s Average Balance (capped at RM30,000 per month) | 4.38 |
Effective Date: 18 March 2019
Premium Checking Account - Citigold
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Up to 10,000 | 0.00 |
| Up to 100,000 | 0.10 |
| Up to 200,000 | 0.25 |
| Up to 500,000 | 0.50 |
| Up to 1 million | 1.00 |
| Above 1 million | 1.25 |
Effective Date: 13 May 2009
Premium Checking Account - non - Citigold
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Up to 10,000 | 0.00 |
| Up to 100,000 | 0.10 |
| Up to 200,000 | 0.15 |
| Up to 500,000 | 0.40 |
| Up to 1 million | 0.90 |
| Above 1 million | 1.15 |
Effective Date: 13 May 2009
Max Yield Account
| Average Assets Under Management (AUM) | Interest Rate (% p.a.) |
|---|---|
| Up to RM300,000 | 0.50 |
| Up to RM500,000 | 1.00 |
| Up to RM1,000,000 | 1.50 |
| Up to RM3,000,000 | 1.65 |
| Up to RM5,000,000 | 1.80 |
| Above RM5,000,000 | 2.00 |
Effective Date : 1 October 2020
Step-Up Interest Account
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Base Interest on your Average Balance | 0.50 |
| Minimum monthly increment of RM500 in account Average Balance | 0.15 - 1.80 |
Effective Date: 15 January 2014
E-Account
| Balance Range (RM) | Interest Rate (% p.a.) |
|---|---|
| Up to 5,000 | 0.30 |
| Up to 30,000 | 1.00 |
| Above 30,000 | 1.50 |
Effective Date: 19 August 2005
Disclaimer: Please note that rates are subject to change at any time; you are advised to verify the rates by contacting Citibank.
Islamic Banking Rates
Citibank Islamic Savings Account-i
| Balance Range (RM) | Historical Hibah Rates (% p.a.) |
|---|---|
| Up to 4,999.99 | 0.10 |
| Up to 99,999.99 | 0.50 |
| 100,000 and above | 1.00 |
Effective Date: 1 May 2014
Citibank Checking Account - i
| Balance Range (RM) | Historical Hibah Rates (% p.a.) |
|---|---|
| Up to 5,000 | 0.00 |
| Above 5,000 | 1.60 |
Effective Date: 16 May 2006
CitiBusiness Checking Account - i
| Balance Range (RM) | Historical Hibah Rates (% p.a.) |
|---|---|
| Up to 10,000 | 0.00 |
| Up to 100,000 | 0.10 |
| Up to 200,000 | 0.25 |
| Up to 500,000 | 0.50 |
| Up to 1 million | 1.00 |
| Above 1 million | 1.25 |
Effective Date: 13 May 2009
Disclaimer: The granting of hibah (if any) and the actual hibah rates are at the bank’s sole and absolute discretion.
interest-rate-sep5.htm
