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- CitiBusiness Card
Enjoy better control and flexibility with CitiBusiness card.
Take your business even further with the best credit card for business with effective payment tools designed for the increasingly sophisticated needs of the SME. Citibank business credit cards are tailored specifically to meet the financing needs of small and medium enterprises.
Top 3 reasons to get a CitiBusiness Card:
- Earn 50% more Citi Rewards Points that never expire.
- Greater Financial Control.
- Discounts and Privileges with Citibank World Privileges
Empowering You To Make The Most Of Every Business Opportunity
- Higher business-size credit lines to cater to your every growing business needs.
- Interest-free credit period for your business expenses.
- Credit line is separate from existing personal card credit limit held with the bank*
- Supplementary business credit cards for your directors and trusted employees for their business expenses.
- Set individual employee credit limits giving you better financial control over business expenses.
- Comprehensive monthly-consolidated business statement reflecting total spending by expense category, specific merchants and individual credit card member (owner and employee) activities.
- Enjoy great deals from over 25,000 places globally on entertainment, hotels, shopping, travel, golf and lifestyles.
- For comprehensive list of the deals, click here.
- Exchange the points with business specific items in addition to our normal Rewards catalog.
- 1.5X reward points for every Ringgit spent.
- All our Citibank credit cards give you worldwide recognition.
- You don't have to worry whether your credit card is being accepted or not.
* Subjected to Terms and Conditions of applying with company bank statement as income documents.
Flexibility
| Balance Transfer Rate | Check out the latest offer on credit card balance transfer |
| Finance Charges for Purchases |
15%p.a. (daily interest)- Cardmembers who promptly settle their min payment due for 12 consecutive months. 17%p.a. (daily interest)- Cardmembers who promptly settle their min payment due for 10 or more in a 12-months cycle. 18%p.a. (daily interest)- Cardmembers who do not fall within the above categories. |
| Cash Advance | 5% of credit card cash advance amount or minumum RM20, whichever higher, and 18% per annum daily interest. |
| Interest Free Period |
20 days from the statement date and applicable only for cardmember who pays in full on or before the payment due date. If cardmember opts to pay partial or minimum payment, finance charges for retail transactions will be calculated from the day transactions are posted to the card account. |
| Maximum Credit Limit | RM700,000 |
| Annual Fees |
Principal : RM200 per annum Supplementary : RM100 per annum |
| Service Tax |
RM25.00 will be imposed on each principal and supplementary credit card and charge card upon new card activation date and subsequently, upon the anniversary of your card approval date For CitiBusiness (Business Underwriting), RM25.00 will be imposed upon the principal card account on its approval date and subsequently, upon the anniversary of its approval date. For each supplementary card(s), RM25.00 will be charged upon card activation date, and subsequently upon the anniversary of each card(s)’s approval date |
Manage your Account
| Accessibility |
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| Payment Methods |
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Citibank Online
- Business Credit Card Account Information
- E-Statement
- Online Bill Payment
- Mobile Bill Payment
- Mobile Prepaid Reload
- Fund Transfer
- Citi Alerts
- Rewards Redemption
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Quick Links
Looking for other credit card? You can compare credit cards and choose the one that is ideal for your needs.
- Citi Business Platinum Card - A business credit card with cashback & travel insurance privileges, ideal for business owners.
- Citi Travel Account - A business travel account credit card that helps you centralize your employees' travel related expenses with comprehensive reporting & cashback.
- Citi Business Signature Card - A corporate credit card that is ideal for handling all your business related expenditure with comprehensive reporting.
Make the most of your savings, everyday spend, shopping escapade and travel experience with Citi. View all credit cards and apply for credit card with Citi to start enjoying the offers today.