Rewarding you with a golden touch.

Rewarding you with a golden touch.

Top reasons to get a Citi Gold card

  • 3X Citi Rewards Points
    Accelerate your Citi Rewards Points at major departmental stores, supermarkets/hypermarkets.
  • Evergreen Citi Rewards Points
    Your points never expire so you can redeem a variety of merchandise, voucher, air miles etc anytime you wish.

* Terms and Conditions apply.


The gold standard in privileges.

Earn 3X Citi Rewards Points at major department stores and *supermarkets/hypermarkets.

Deparment Stores Supermarkets/hypermarkets*
  • Tangs
  • Marks & Spencer
  • Parkson
  • AEON, AEON Big
  • Metrojaya
  • Robinsons
  • Isetan
  • Cold Storage
  • Servay
  • Everrise
  • Giant
  • Tesco

  • * 3X Citi Rewards Points feature for this category of retail transactions will be rewarded to a maximum of RM3,000 amount spent on such retail transaction in each billing cycle

  • With your Gold Card, you can also enjoy access to KPJ exclusive healthcare packages carefully selected to help you look after your well-being and maintain your health.
    • 20% discount on all established Executive Screening Packages (excluding medical officers and specialists' consultation fees)
    • 15% discount on all walk-in hospital room rates (only from RM120.00 and above)
  • For enquiries and appointment, please visit for details of specialist hospitals in the KPJ Healthcare Network.
  • Privilege is valid at 25 participating hospitals only. Please click here for list of participating hospitals.
  • Promotions, promotional events and screening packages may vary and are subject to availability at the participating hospital.
  • The following discount is only applicable if payment is fully paid via Citibank Gold Card.

KPJ Care for Life

*Operated by KPJ. Terms and conditions apply.

  • Citibank World Privileges offers you preferential treatment and discounts of up to 50% at over 24,000 establishments worldwide for dining, shopping, golfing and travel.


Balance Transfer Rate Click here to view the latest offer
Finance Charges for Purchases

15%p.a. (daily interest)- Cardmembers who promptly settle their min payment due for 12 consecutive months.

17%p.a. (daily interest)- Cardmembers who promptly settle their min payment due for 10 or more in a 12-months cycle.

18%p.a. (daily interest)- Cardmembers who do not fall within the above categories.

Cash Advance 5% of cash amount (min RM 20) and 18% per annum daily interest.
Interest Free Period 20 days from the statement date and applicable only for cardmember who pays in full on or before the payment due date. If cardmember opts to pay partial or minimum payment, finance charges for retail transactions will be calculated from the day transactions are posted to the card account.
Maximum Credit Limit RM100,000
Annual Fee
  • Principal: RM 206.70 (including 6% GST) per annum.
Supplementary Fee RM 106.00 (including 6% GST) per annum.

Manage your Account

  • Citibank Online
  • CitiPhone banking
  • ATM
  • Over the counter
  • Worldwide acceptance
Payment Methods
  • Citibank Online
  • Automatic Direct Debit (One bill)
  • Funds transfer
  • CitiPhone Banking

Citibank Online

  • Credit Card Account Information
  • E-Statement
  • Online Bill Payment
  • Mobile Bill Payment
  • Mobile Prepaid Reload
  • Fund Transfer
  • Citi Alerts
  • Rewards Redemption

Click on the left for exclusive Offers with Citibank Privileges.

  • Get more from your Citibank card.
  • Citi Rewards Citi Cards are simply the most rewarding way to pay.

For Citi Gold Credit Card Terms and Conditions, click here.

For Citi Credit Cards Terms and Conditions, click here.