Citi Gold Credit Card

Rewarding you with a golden touch.

Top reasons to get a Citi Gold card

3X Citi Rewards Points
Accelerate your Citi Rewards Points at major departmental stores, supermarkets/hypermarkets.
Evergreen Citi Rewards Points
Your points never expire so you can redeem a variety of merchandise, voucher, air miles etc anytime you wish.

* Terms and Conditions apply.

Benefits

Gold Rewards

Earn 3X Citi Rewards Points at major department stores and *supermarkets/hypermarkets.

Deparment Stores	Supermarkets/hypermarkets*
Tangs Marks & Spencer Parkson AEON, AEON Big Metrojaya Robinsons Isetan	Cold Storage Servay Everrise Giant Tesco * 3X Citi Rewards Points feature for this category of retail transactions will be rewarded to a maximum of RM3,000 amount spent on such retail transaction in each billing cycle

Gold Healthcare ^NEW

With your Gold Card, you can also enjoy access to KPJ exclusive healthcare packages carefully selected to help you look after your well-being and maintain your health.
- 20% discount on all established Executive Screening Packages (excluding medical officers and specialists' consultation fees)
- 15% discount on all walk-in hospital room rates (only from RM120.00 and above)
For enquiries and appointment, please visit www.kpjhealth.com.my for details of specialist hospitals in the KPJ Healthcare Network.
Privilege is valid at 25 participating hospitals only. Please click here for list of participating hospitals.
Promotions, promotional events and screening packages may vary and are subject to availability at the participating hospital.
The following discount is only applicable if payment is fully paid via Citibank Gold Card.

*Operated by KPJ. Terms and conditions apply.

Gold Lifestyle

Citibank World Privileges offers you preferential treatment and discounts of up to 50% at over 24,000 establishments worldwide for dining, shopping, golfing and travel.

Features

Balance Transfer Rate	Click here to view the latest offer
Finance Charges for Purchases	15%p.a. (daily interest)- Cardmembers who promptly settle their min payment due for 12 consecutive months. 17%p.a. (daily interest)- Cardmembers who promptly settle their min payment due for 10 or more in a 12-months cycle. 18%p.a. (daily interest)- Cardmembers who do not fall within the above categories.
Cash Advance	5% of cash amount (min RM 20) and 18% per annum daily interest.
Interest Free Period	20 days from the statement date and applicable only for cardmember who pays in full on or before the payment due date. If cardmember opts to pay partial or minimum payment, finance charges for retail transactions will be calculated from the day transactions are posted to the card account.
Maximum Credit Limit	RM100,000
Annual Fee	Principal: RM 206.70 (including 6% GST) per annum.
Supplementary Fee	RM 106.00 (including 6% GST) per annum.

Accessibility	Citibank Online CitiPhone banking ATM Over the counter Worldwide acceptance
Payment Methods	Citibank Online Automatic Direct Debit (One bill) Funds transfer CitiPhone Banking