Checking Account | Basic Checking Account | Open a Transactional Checking Account

Enjoy the benefits of savings and earn daily interest.

Your interest is calculated daily and credited monthly into your account.

Benefits

Global Access

Transfer funds in an instant between Citibank accounts across multiple countries via Citibank Global Transfer.
View your Citibank accounts across participating countries with a single login via Online Global View.
Complimentary cash withdrawal at more than 20,000 Citibank ATMs worldwide.
Emergency cash withdrawal of up to USD 10,000 at any Citibank branches worldwide.

Up to RM 10,000 daily cash withdrawal.
Interbank funds transfer.
Citibank/Citigold Debit & ATM card to withdraw cash or make payments for purchases worldwide.
Access to over 11,000 MEPS ATM network nationwide.
Online account inquiries and banking transactions via Citibank or Citigold Online.
Make banking inquiries anytime, anywhere via live e-Chat, 'Call Me' function and 20 seconds¹ call pickup.

* Click here for more details on PIDM protection.

¹From the moment you press 0 to speak to a CitiPhone officer.

Features

Interest Calculated	Daily
Interest Paid	Monthly

Complimentary instant online fund transfer worldwide	Up to USD 12,500 daily for Citibank customers and USD 25,000 daily for Citigold customers.
Emergency cash withdrawal at Citibank branches worldwide	Up to USD 10,000
Online Global View of accounts via single login
Telegraphic Transfer
Complimentary Citibank ATM withdrawal worldwide

Minimum opening balance	RM 20
Daily cash withdrawals	Up to RM 5,000 for Citibank customers and RM 10,000 for Citigold customers.
Interbank funds transfer (Interbank GIRO)	RM 0.10 per transaction
Complimentary monthly e-statement
Cash withdrawal, check balance and pay credit card bills more than 11,000 MEPS ATM
Online e-Chat
Call-Me back function