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- Citibank Homecredit
Have easy access to the equity of your home via Citibank’s amortising revolving loan with no fixed monthly instalments. Enjoy the freedom to withdraw through cheque book, debit and ATM card facilities, and make significant savings with competitive interest rates and flexible repayment methods.
Single Integrated Account lets you consolidate all your deposit and housing loan accounts for better management. | |
Pay-as-you-wish as there is no fixed monthly instalment. Pay more to save on interest OR pay less when you have other priorities. | |
Payment and withdrawal flexibility with no notice required. | |
No monthly maintenance fee. | |
Access to cash anytime via Citibank Online, over the counter, or through ATMs. | |
Optional MRTA or MLTA insurance plan to safeguard your home. | |
Credit balance is eligible for protection by PIDM*. | |
Get your home loan approved in 10 minutes^. |
^The loan approval given by the Bank for the purpose of this application is only an indicative approval. The indicative approval and eligible loan amount is derived based on the information provided by the customer via the Universal Loan Indicative Approval Application Form (ULIAAF) and is not an agreement by the Bank to provide any loan or other products/services to the customer. Accordingly, the actual approval of the home loan including the loan amount is subject to the submission of the required full application form with supporting documentation and the Bank's credit assessment. The ULIAAF is only applicable to individual borrowers. The rates on the loan may change according to changes in the Base Rate (BR).
Salaried | Self-employed | |
Copy of NRIC (front and back) | ||
Latest 3 months’ salary slips | ||
Latest EPF statement | ||
Income tax returns - latest BE, B or EA Form (where applicable) | ||
Form 24 and 49 (business registration forms, if applicable) | ||
Bank statements for the last 6 months | ||
Sales and Purchase Agreement or Title or Booking Receipt (where applicable) |
Note : Citibank may require additional supporting documents as may deemed fit for the loan application